APY = annual percentage yield. Eligible account is an NBC checking account with at least one monthly ACH debit or credit to the account. Minimum balance requirement of $10,000. Penalty for early withdrawal. The 13 month CD will automatically renew to a 12 month term CD at the interest rates available at the time of…
by Kevin Gunderson, Mortgage Banker When you’re buying a home, it’s important to know how much mortgage you can afford. That way, you can focus on homes in your price range and avoid getting yourself into too much debt. In this post, we’ll walk you through the basics of mortgage affordability and give you a…
Looking to buy or refinance? Let’s Get to work! *This $300 is redeemable against the closing costs of a home loan. $150 off if you have a deposit account, and $150 off if you set up Automatic Payment at the time of closing. Offer must be mentioned at the time of application. One offer per…
by Rachel Jacobson, Personal Banker Student loan debt can feel overwhelming and confusing for many borrowers. Most are in their late teens or early twenties when they enter the world of student loans and understanding some of the vocabulary and terms can be daunting. Things only get more confusing after graduation, as loans become due,…
by Cindy Theien, VP – Retail Banking Director We’re a month into the 2022 which, if you’re like most people, means you’re already struggling with your New Year’s resolutions. Thankfully, NBC is here to help you stay on track. While we can’t ensure you work out more, spend less time on your phone, or eat…
by Troy Lambert, VP – Deposit & eServices Director During this holiday season, there are many things to look forward to. Gathering with friends and family, delicious food, and the nostalgic memories of years past. However, it is also one of the busiest times a year for fraudsters. This holiday season, here are a few things to…
We have multiple drive thrus that will be permanently adjusting their hours starting Monday, December 13. All lobby hours will remain the same. We apologize for any inconvenience. New drive thru hours:Monday through Friday8:00 am – 5:30 pmDuluth l Superior-Main 8:30 am – 5:00 pmEsko l Hibbing l Poplar l Solon Springs | Woodland Please…
Instructions for Paycheck Protection Program (PPP) Loan Forgiveness Applications up to $150,000 Great news! The SBA has launched a streamlined portal for borrowers to apply for PPP loan forgiveness directly through the SBA. This Direct Forgiveness Portal allows borrowers, whose PPP loans are $150,000 or less, to apply for forgiveness by submitting a simple prefilled…
by Samantha Kerr, AVP – Signature Banker Whether you choose to use a credit or debit card can depend on your specific financial situation. Something to keep in mind is that the pros of a credit card can become cons if not used responsibly. Credit cards can improve your credit, provide a secure way of…
First and foremost, thank you. Thank you for being a National Bank of Commerce customer and keeping your deposits local. Banking locally allows your deposited dollars to be reinvested into our community. After careful thought and consideration, we have decided to permanently close the National Bank of Commerce West Duluth branch located inside Super One…