So much flexibility, even your options have options.

Our suite of business credit products puts you in ultimate control. Whether you’re dealing with a short-term cash flow issue or looking to exploit an opportunity and expand, we move at the speed of business. Because every decision we make is made right here, you’ll have better command and control of your business finances to be successful over the long haul.

Resources:

Term Loans

Smart and steady.

Overview

Competitive rates and repayment terms. An excellent source of funds for purchasing equipment and other fixed assets.

Features
  • Competitive fixed or variable interest rates
  • Competitive repayment schedules
  • Terms up to ten years based on business needs
  • Secured or unsecured options
  • Visit any of our six locations to apply

Lines of Credit

Here for the unexpected.

Overview

Available to help you meet your short term funding needs, such as seasonal cash flow issues or unexpected opportunities.

Features
  • Interest-only payments
  • Competitive variable rates
  • Annual renewal
  • Secured or unsecured options
  • Visit any of our six locations to apply

Real Estate Loans

When it’s time to expand.

Overview

Flexible options to help you finance warehouse space, manufacturing facilities, professional offices and retail and wholesale space.

Features
  • Competitive fixed or variable interest rates
  • Term up to five years for fixed rate option
  • Up to 20 year amortization
  • Secured by commercial real estate property
  • Visit any of our six locations to apply


Letters of Credit

When it’s time to expand.

Overview

Guarantee of payment to help you transact business with companies with whom you have limited credit history.

Features
  • Up to two-year term
  • 1% fee per year
  • Secured or unsecured options
  • Visit any of our six locations to apply

Small Business Administration (SBA) Loans

From “small” to “not so small”

Overview

Smart, affordable solutions for small businesses looking to grow.

Features
  • Competitive rates and fees
  • Down payments as low as 10%
  • Low monthly payments with up to 25-year amortizations available
  • Visit www.sba.gov for more info

Wisconsin Housing and Economic Development Authority (WHEDA) Small Business Financing

It’s good to be a Badger.

Overview

Designed for businesses located in Wisconsin.

Features
  • Designed for businesses with 50 full-time employees or less
  • Can combine with SBA, state and local financing programs
  • Linked Deposit Loan (LiDL) option for women- and minority-owned businesses
  • Visit www.wheda.com for more information

Equipment Leasing

Customized solutions.

Overview

Specific to your equipment acquisition needs, this solution keeps your valuable line of credit available for maintaining monthly cash flow.

Features
  • One page application up to $100,000
  • Equipment vendors can be paid within 24 hours
  • 100% financing available
  • Flexible terms
  • Potential tax benefits*
  • Protection from equipment obsolescence
  • Visit any of our six locations to apply

* Consult a tax advisor regarding the deductibility of interest.

businessBanking